A few fun facts, Andy. He also said that Apple users are holding onto their iPhones for longer. It's growing, as Jason said, 19%. We talk a lot about how Starbucks has a lot of different levers they can pull when they want to try to generate more traffic in the store. Andy, earnings beating lowered expectations. Moser: School was cancelled today. Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
But when you look at the longer-term opportunities and the big market opportunities, payments, we talk about that all the time, that's a tremendous opportunity because of the global nature. Moser: People definitely are using it. They've got a sizable piggy bank. The Services business grew 22% in fiscal year 2018, which ended in September. Apple had warned earlier this month that sales were slowing. Scopri di più su come e su come i suoi.
If they can figure out ways to monetize that as optimally as possible, and whether that's just catered offerings to people who want a certain thing, or people who want the whole package -- remember, we're coming into a very polarizing election year here in 2020. The valuation creates concern that any missteps could lead to a sell-off in the shares. The optionality, even though Apple has tons, the excitement with the Pandora acquisition -- at this point, I would lean toward Sirius. There's no denying that is a neat service. Perhaps we forgot about her and moved onto new friends, like Spotify, Apple Music or Amazon.
After this rate becomes more apparent, the more traditional drivers will take over, U. Spotify, the most popular music service, has over 80 million paying subscribers. If you are still unsuccessful, go ahead and cancel the service. As always, people on the show may have interest in the stocks they talk about, and The Motley Fool may have formal recommendations for or against, so don't buy or sell stocks based solely on what you hear. More from CreditDonkey: About CreditDonkey® CreditDonkey is a credit card comparison website.
Andy, you just set up beautifully my desert island question. Moser: I'm certain there are going to be a lot of people that would love to have access to a news-and-talk-style offering that's going to be reliable. I think what Howard Stern ultimately bought them, other than really awesome content, he bought Sirius a lot of time to actually build up a subscriber base. You'll use the same steps. Please support CreditDonkey on our mission to help you make savvy decisions.
The following factors, among others, could cause actual results and the timing of events to differ materially from the anticipated results or other expectations expressed in the forward-looking statements: our substantial competition, which is likely to increase over time; our ability to attract or increase the number of subscribers, which is uncertain; our ability to profitably attract and retain more price-sensitive consumers; failure to protect the security of personal information about our customers; interference to our service from wireless operations; a decline in the effectiveness of our extensive marketing efforts; consumer protection laws and their enforcement; our failure to realize benefits of acquisitions or other strategic initiatives, including the acquisition of Pandora Media, Inc. That's the kind of investment that we will continue to see. It's a good ploy, right? Once you are speaking to a rep in the retention department, it's time to ask for the discount. These could be new customers, although expectations are somewhat low versus new car buyers on their rate of adoption. Cross: I think it has to be somewhere in the Services business. They have to find those growth rates.
Let's add a little excitement to our lives. The rep will likely then offer you a flat fee for six months, which may come out to a little cheaper than the 12-month package, but it's still not their lowest offer. Sirius actually has higher profit margins than Apple does as a subscription business. I want to add some excitement to my life. There's something there, and they do get a little scrape from that transaction every single time. Sure beats terrestrial radio from a consumer standpoint, but a shareholders view is shaky.
The company has seen the total number of subscribers grow in the high single-digits over the past few years to reach 25. By the way, they also reported that the gross margin for that business is twice as high as it is for the hardware side. And then, of course, Tim Cook has said more than once that he feels like Apple will be most remembered for their impact on the healthcare world. You should consult your own professional advisors for such advice. Moser: Yeah, I think you hit the nail on the head there. Spotify, Amazon, Apple, Google, you name it. That tells us a couple of things.
Come Oath, anche i suoi partner potrebbero mostrarti annunci che ritengono corrispondenti ai tuoi interessi. Moser: Yeah, I don't think that's right up their alley. Comment Policy: We invite readers to respond with questions or comments. However, all information is presented without warranty. Greer: Let's go back to that point you made about the money.